/Send money/To Italy/From United States

How to send money to Italy from US with the best USD-EUR rate

Compare the best deals on transfers from the United States to Italy. Explore the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Italy from United States.

Transferring the other way? Send EUR from Italy to United States instead.
Disclosure
November 2nd, 2025

Search Now & Save On Your Transfer

Instantly view live exchange rates, fees & features.
United States
USD
Italy
EUR
Send
$
Best money transfer companies

Send money from United States to Italy

Last updated: Today
Mid-market rate as of 11/02/2025: 1 USD = 0.862104 EUR
Results below are based on a 7000 USD search
Promoted
Wise
Recipient gets (EUR)
€6,043.85
Full transfer details
Visit Wise
€190 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (EUR)
€5,945.80
Full transfer details
Visit Xe
€92 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
0 of 16 providers
1
Wise
Recipient gets (EUR)
€6,043.85
Full transfer details
Visit Wise
€190 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
Currencies Direct
Recipient gets (EUR)
€6,038.20
Full transfer details
Visit Currencies Direct
€185 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
3
CurrencyFair
Recipient gets (EUR)
€6,034.50
Full transfer details
Visit CurrencyFair
€181 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
4
Key Currency
Recipient gets (EUR)
€6,019.64
Full transfer details
Visit Key Currency
€166 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
5
Currencyflow
Recipient gets (EUR)
€6,019.04
Full transfer details
Visit Currencyflow
€165 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
6
Regency FX
Recipient gets (EUR)
€6,018.43
Full transfer details
Visit Regency FX
€165 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
7
OFX
Recipient gets (EUR)
€6,004.55
Full transfer details
Visit OFX
€151 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
Remitly
Recipient gets (EUR)
€5,972.40
Full transfer details
Visit Remitly
€119 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
9
Xe
Recipient gets (EUR)
€5,945.80
Full transfer details
Visit Xe
€92 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (EUR)
    €5,836.28
    Not recommended
  • HSBC
    HSBC
    Recipient gets (EUR)
    €5,830.26
    Not recommended
  • Capital One
    Capital One
    Recipient gets (EUR)
    €5,793.34
    Not recommended
  • PayPal
    PayPal
    Recipient gets (EUR)
    €5,555.81
    Not recommended
Promoted
Wise
Recipient gets (EUR)
€6,043.85
Full transfer details
Visit Wise
€190 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (EUR)
€5,945.80
Full transfer details
Visit Xe
€92 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer US Dollar into Euro.

Of the 16 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 7,000 USD to EUR will cost you $27.22 in fees, and you will receive 6,043.85 EUR.

When sending money from the United States to Italy, using Wise in a great option.

Wise is the top rated company for sending money from United States (USD) to Italy (EUR) - Wise Screenshot

How to get the best deal on your United States to Italy transfer

Summary of recent searches

Top rated for transfers from United States to Italy
Wise
Total number of US - IT providers
16
Average cheapest fees & rate
Wise
Average fastest transfer
Currencies Direct
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Paysend
Best for credit card
Paysend

Considerations for sending money from United States to Italy

1

Compare providers

Always compare ways to send money from the United States to Italy to get the best options for fees, speed, and reliability.

Our analysis included 16 providers that operate between United States and Italy.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Italy.

2

Track the US Dollar-Euro exchange rate

3

Choose the right payment method

4

Use regulated providers

5

Consider transfer limits

6

How to receive money in Italy

7

Have your ID ready

8

Don't forget about taxes

Cheapest way to send money to Italy from the United States: Wise

Wise offers the cheapest combination of low fees and competitive exchange rates of the 16 providers we compared.

They offer a fee of 27.22 USD and exchange rate between USD-EUR that is -0.54% different to the mid-market rate.

In comparison, Wise is 0.09% cheaper than the second-best option.

To secure affordable and great rates on a USD to Italy transfer, Wise is our recommended choice.

Wise is the cheapest way to send money from United States (USD) to Italy (EUR) - Wise Screenshot

Fastest way to send money to Italy from the United States: Currencies Direct

We compared 16 companies and found Currencies Direct offers the fastest money transfers between the United States and Italy.

The transfer time is minutes - 24 hours with Currencies Direct for a $7,000 transfer, but it will depend on the time, day of the week, and the amount you send.

A USD-Euro transfer through Currencies Direct comes with a 0 USD fee (based on a $7,000 transfer).

To ensure Currencies Direct was the 'fastest' option we compared 16 providers. This comparison was for overall speed of sending money from the United States to Italy and is a combination of depositing US Dollar, transfer times to Italy and withdrawal timeframes where applicable.

When speed is a priority, Currencies Direct is the top choice for sending into Italy from the United States.

Currencies Direct is the fastest way to send money from United States (USD) to Italy (EUR) - Currencies Direct Screenshot 1
Currencies Direct is the fastest way to send money from United States (USD) to Italy (EUR) - Currencies Direct Screenshot 2

The best apps to send USD to Italy from United States

Most money transfer companies have apps you can use to send money abroad.

We've compared and analyzed over 16 apps & companies for USD/EUR transfers and these are the best apps we found. All these apps are available on iOS and Android for free.

App

Rating

Mobile wallet

Currencies Direct App

iOS: 4.8 / 4.4K reviews

Android: 4.7 / 2.09K reviews

Yes (21 currencies)

CurrencyFair App

iOS: 4.6 / 951 reviews

Android: 3.7 / 1.06K reviews

Yes (17 currencies)

OFX App

iOS: 4.8 / 2.6K reviews

Android: 4.4 / 4.19K reviews

Yes (30+ currencies)

Remitly App

iOS: 4.9 / 2.3M reviews

Android: 4.8 / 1.29M reviews

Yes (Remitly One)

Wise App

iOS: 4.8 / 158K reviews

Android: 4.8 / 1.52M reviews

Yes (40+ currencies)

Xe App

iOS: 4.8 / 108.4K reviews

Android: 4.8 / 346K reviews

No

Revolut

iOS: 4.9 / 936K reviews

Android: 4.8 / 3.64M reviews

Yes (39 currencies)

Transferring large sums of money

For transfers of larger amounts of Euros to Italy picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
16 money transfer companies tested, Wise is the strongest option for large transfers from the United States to Italy.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from the United States to Italy can become expensive through your bank or with the wrong provider.

Wise is our choice for sending large sums of money to USD because they offer a strong all-round product.

Understanding the cost of sending money to Italy from United States

The cost of sending money from Italy to Italy, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from USD-EUR is 0.8621 EUR per US Dollar.

  • Finding a provider offering an exchange as close to 0.8621 as possible will ensure more Euro received when transferring.

  • For context, the USD-EUR mid-market rate for the past week has averaged 0.8609 EUR per US Dollar. This includes a high of 0.8644, and low of 0.8575.

  • Wise currently offers the best exchange rate on transfers from the United States to Italy.

For the most part the USD-EUR exchange rate you receive is the biggest factor impacting the cost of sending USD to Italy.

Fees: Outside of exchange rates, you may need to pay a fee to send. Wise currently offers the lowest fees on transfers to Italy from the United States, costing 27.22 USD per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging US Dollars to EUR, paired with a low fee, means a higher total amount received in Italy.

Finding the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1 
USD
=
0.862104 
EUR

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to EUR averaged 0.8609 EUR.

  • The highest value recorded was 0.8644 EUR, while the lowest was 0.8575 EUR.

  • There are currently 16 providers offering transfers between the United States and Italy close to this rate

Want to secure the best USD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Italy!

United States to
Italy money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Italy.

    A money transfer company like Wise offer bank transfers between the United States and Italy with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers of the 16 we tested when sending USD to Italy.

    Wise has a fee of 27.22 USD for money transfersfrom the United States to Italy. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Italy with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Italy, competing among a total of 16 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Italy and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Italy.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from United States to Italy?
Are there any tax implications to sending money from United States to Italy?
Can I send money from United States to Italy with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Italy through various providers?
How long does it take to send money from United States to Italy?
What is the best exchange rate I can get for sending money from United States to Italy?
Are there any minimum or maximum transfer amounts for sending money from United States to Italy?
Can I schedule regular transfers between United States and Italy?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free